What Is My Wife Entitled to In a Divorce UK

While couples are encouraged to stay together and keep their love flame burning, marital issues burst through the roof at times, and divorce becomes inevitable. This is one of the hardest and most stressful times in someone’s life since everything will change. In 2020, over 103000 marriages had to go through the same in England and Wales, but most court proceedings ended successfully with the help of lawyers.

Today, divorce battles are more vicious than ever, and fueling the problem are property feuds. One of the key questions asked during this time is, how much will my wife get out of the divorce? Keep reading to understand more about property and divorce in the UK.

What Is My Wife Entitled to After Divorce?

In the UK, divorce settlements aim at splitting the property into 50/50 in a fair and just manner since everyone has rights to the property after separation. But this is not always the case because one party may receive a bigger share. It depends on various factors highlighted in the Matrimonial Causes Act 1973.

The Act contains legal enactments related to the declaration of the legitimacy of marriage and divorce. It is divided into several parts and sections. Part II speaks of financial relief to parties of marriage and children of the family. But before diving deeper into material possessions and how UK law requires them to be distributed, let us jump over to the first section.

The first section lays out grounds on which divorce may be granted. These are;

Adultery

Adultery, also known as an affair, contributes almost 15% to divorce in the UK and is increasing rapidly. If your spouse has an affair, it can devastate your marriage. While it may be difficult to forgive and move on, it is important to remember that adultery is not a crime in the UK. This means you will not be able to sue your spouse or lover for damages. However, if you have been the victim of adultery, you may be able to use it as grounds for divorce.

For adultery to qualify as a divorce reason, a petition must be filed within six months after the affair has been discovered. It is also important to note that sex with the same gender is not considered adultery. Instead, a lawyer will use grounds like unreasonable behaviour.

Unlike in some USA states where the court accounts for emotional damage during an affair which may affect how property is distributed, in the UK, it rarely determines the end result. In fact, the court is not interested in why the marriage ended but in the property you own. It will determine how much your wife will get fairly without ploughing deep into your marital issues.

Unreasonable Behaviour

Unreasonable behaviour accounts for almost half of all divorces. Essentially, it’s any unacceptable act that is making you uncomfortable, from physical and verbal violence to simply not pulling your weight around the house or not paying for daily family expenses. File for divorce if you cannot condone such behaviours.

Separation

You will be granted a divorce if you have been living apart for a certain time frame. This period is defined in two ways and may or may not require consent:

• The court does not require written consent from the other party if you have been living separately for five consecutive years.
• Consent is required if your spouse has been absent for two years and you want to end the marriage.

Desertion

Divorce due to desertion occurs when one spouse abandons the other without any justifiable excuse. To justify this as a reason, you must prove that your spouse deliberately left you for two consecutive years during the last two and half years and that there is no hope of reconciling.

Factors Used When Deciding Divorce Settlements

In the UK, when a court imposes a financial remedy to split assets, it will make the decision based on the following factors:

The Welfare of Any Children

Children’s welfare is often a point of contention in divorce settlements. If you have minor children, their well-being is typically the first consideration.

Coupled with the provision of a home, liquid assets are allocated to the child’s resident parent to take care of the child. Every available resource is considered in a way that sees the right financial arrangements for children while also considering both parents’ needs.

The Length of the Marriage

The length of your marriage is also crucial in determining a financial settlement.

Divorce settlements usually approach a 50/50 split the longer you two were married. Contributions made before the marriage will also be taken into account.

A short marriage may be considered one that lasted anywhere up to five years, while a long marriage is deemed one that lasted more than 15 years.

If you were married for a short period, any settlement would look into the capital contributions made by each partner to the marriage. Suppose you and your wife came to the civil partnership with similar wealth and have similar incomes at the time of settlement. The court could:

• Rule that you both preserve your respective assets
• Purpose to restore each of you to your financial positions before marriage.

In both cases, the court will strive to achieve a ‘clean break settlement’ -where both partners are removed from any financial obligations towards each other.

Age

Age tends to factor into the legal logistics of a divorce when the couple is about to retire or there is a huge age gap. You and your partner’s age may significantly impact the practical and financial considerations in a divorce settlement.

If an older couple chooses to divorce, their ages can be an important consideration since it relates not only to retirement benefits but also to their health. If there’s a substantial age gap between them, there might be health and income disparity, as well as considerations concerning the length an ancillary relief should last.

Suppose a spouse has already passed retirement age, the court may make an alimony order permanent because it could find it awkward to expect someone advanced in age to learn new skills to support themselves if they never did while married. A planned receipt of social security and retirement benefits could also impact the separation of assets and alimony.

Earning Capacity Each Party Is Likely to Have in Future

Suppose you’re contemplating divorcing your husband or wife. In that case, your financial security is likely to be a major concern, especially if you compromised or renounced a promising career to take care of children and support your partner in their career.

Scarcity and high childcare costs can also make it essential for a parent to give up work, and a prolonged break can make it difficult to go back to working at a similar salary level and get a career back on track.

While you may think you’ve supported your partner in their career, their earning capacity is considered an asset that was amassed during the marriage and therefore, you are entitled to a share of it, just like a pension.

Therefore, if an order is made to implement a maintenance agreement, then information about each spouse’s earning capacity and potential will likely impact the maintenance level and the term required.

Assets

Full disclosure of assets is required during any divorce settlement, especially if you’re seeking a financial order. Settlements may include assets such as property, savings, pensions, or income.
In the UK, divorce settlements purpose to achieve equal split and fairness for both partners when splitting assets.

There is an assumption of a 50/50 split as the starting point of a divorce, which means matrimonial assets should be divided equally upon divorce. However, this split is usually not met because of other circumstances, meaning one partner gets a larger portion than the other.

For instance, it makes more sense for one spouse to retain their pension plot and the other party gets a lump sum from a property sale.

In terms of income, if either spouse has a high earning potential for the future, this will be taken into account. It will then be considered against each party’s financial responsibilities and the contributions they have already made to the marriage’s welfare or those that will need to be continued.

Financial Needs and Obligations of Each Party to the Marriage

Any divorce settlement will factor in you and your ex-wife’s needs in terms of housing, capital and income.

The court will always aim to provide viable accommodation for the dependent children and the spouse with whom they spend most of the time. In other scenarios, this consideration will often consume every asset leaving nothing for the non-custodial parent. In such a case, an order may be made for a deferred sale of a matrimonial home.

In the case of other available assets, the court will next look at providing accommodation for the other spouse. This is important, especially when the kids will spend more time with the other parent.

In the case of a shared residence order, the courts may argue that each spouse has a completely similar need in terms of accommodation. If they have equal resources and incomes, it may be argued that equal resources plus equal needs lead to comparable outcomes, i.e., an equal split of all assets, but this will depend much on available assets.

If the assets are considerable and exceed the reasonable needs of each spouse to be accommodated, then section 25 factors would be of great importance.

In considering the needs, the courts will examine each household’s incomes and outgoings. This may require a comprehensive analysis of each household’s budget.

Suppose one or both partners have remarried or cohabited or plan to do so sooner; the settlement will consider the new partner’s resources and income. If the new spouse or cohabitee is to offer accommodation, this will significantly impact the end result.

If the divorcing partner-to-be accommodation needs are met by the resources of the new partner, the party may find it hard to claim a need to be accommodated using marriage assets. This may cause trouble in instances where there’s a factual dispute as to whether a party is in fact cohabiting or where the new relationship is short-lived.

The Standard of Living During the Marriage/ Civil Partnership

In most cases, it isn’t possible for splitting couples to enjoy a similar standard of living as they did when married. This is simply due to a lack of sufficient assets to achieve this.

As a result, this factor is often only relevant where assets are extensive and surpass the reasonable needs of each party. If available assets end up accommodating one or both parties, then the standard of living consideration will be of lesser importance.

In any divorce settlement, the reality is the standard of living of both parties will probably reduce.

But in instances where assets are extensive, and parties could uphold a high or good standard of living during the civil partnership, this can be a relevant fact.

If Either Party Has a Disability

If either of the parties is mentally or physically disabled, this may impact earning capacity and income as well as their expenses, accommodation needs, and life expectancy. If relevant, all these factors will be considered.

The Negative Conduct of Party

Although this is rare, it would be unfair for the court to disregard it if it’s serious.

Conduct in this context means exceptionally bad behaviour. While conduct may satisfy the test of perverse behaviour to obtain a divorce, this is very different from satisfying the test that conduct should be included in asset division.

Examples of exceptionally bad behaviour include extreme child abuse, extreme violence, hiding money, or attempted murder.

If you are considering using this factor to argue for more matrimonial assets, you’ll need good independent legal advice.

What Is My Wife Entitled to From the Forms of Assets I Own?

Matrimonial Assets

A financial order explains how you will divide matrimonial assets after divorce ad starts with the filing up of divorce form E.

Matrimonial assets are material possessions you or your wife acquired during the marriage. It will also include assets acquired during the pre-marriage cohabitation period. But the definition of matrimonial assets takes many faces;

• Assets used by both or one of the parties during the course of the marriage for shelter, education, recreation or transport.
• Assets used by one or more of your offsprings during the stay together for the same purposes highlighted above.
• Assets previously owned but have been substantially improved by you or your wife during the marriage.
• Any other form of asset you or your wife might have acquired while you were together for the sake of the relationship and can be valued

In the court, these assets are summed together and divided fairly, even if you were earning or contributed more than your wife.

Generally, matrimonial assets include:

• Matrimonial home

This is property owned or leased by you or your partner to be occupied by you or your partner as a family home, including other attached properties such as garages and gazebos.

• State and private pension
• Investments and savings

Non-Matrimonial Assets

Prior to marriage, you might have invested in several businesses or bought a few properties. These are called non-matrimonial assets. Basically, they are valuable material things you had before meeting your wife. Besides savings, jewellery, and pension plans, non-matrimonial assets include inheritance, family businesses and property purchased under your name and were not by any means used for your marriage.

Other than before-marriage possessions, non-matrimonial assets also include anything you acquired, such as buying a house after the divorce. But since the law is a little bit grey in differentiating matrimonial and non-matrimonial assets, never allow the two assets to mingle or transfer your personal savings or shares into a joint account.

How Can I Stop My Non-Matrimonial Assets From Being Included in the Divorce Settlement?

Family solicitors always help clients protect their non-matrimonial assets by sending a formal request of what should be excluded to the court. The court may decide in your favour if;

• You received an inheritance before meeting your wife or yet to receive an inheritance after the divorce has been filed.
• Through your own means, owned properties or shares before marriage
• You had accumulated material pension before marriage

Even after considering all the above factors, the court may not favour you unless;

• Your matrimonial assets are enough to cover your wife’s and children’s needs.
• You were open from the beginning and fully disclosed everything through a proper channel and on a timely basis. Full disclosure is critical because it provides a detailed account of your financial position, expenses and expected future incomes.
• Your marriage lasted a few years to prevent non-matrimonial and matrimonial assets from interacting

What Happens if You Conceal Some Assets?

The idea of sharing what you worked hard for with your soon-to-be ex-wife may be incomprehensible, and you may be tempted to conceal assets. Unfortunately, concealing assets is common and, in most cases, comes with damaging effects.

If by any chance, the court finds enough evidence through forensic accounting that you have concealed or are trying to conceal assets and crucial information to mislead the course of justice, it is perjury. It will definitely harm your credibility.

In addition, if you try to sell or change property ownership without involving your wife, the court will freeze your accounts. After that, it may award your wife a bigger share of the property in the name of compensation.

How Do You Calculate the Value of the Property?

Knowing what your wife is entitled to is one thing and how to arrive at that figure is another. Truthfully, arriving at that figure is not easy. Though nowadays divorce financial settlements calculators have simplified things, they will only give you a rough idea. Ride around this hurdle by involving a family solicitor and a calculator.

The calculator works by adding together all assets and dividing them on a 50/50 basis.

But because the UK system does not use a one-size-fits-all equation, the calculator may mislead some couples. This is because every marriage has its own uniqueness, and applying a single solution will result in prejudice.

So, the bottom line is; use a calculator to generate rough ideas of what you are expected to pay and talk with a solicitor for a more realistic solution.

Can I Continue Paying For Spousal Maintenance After the Division of Property?

Spousal maintenance is a certain sum of money awarded by UK courts to one of the divorce partners with a lower income. It requires the payer (partner with higher income) to remit a certain amount of money to the payee (partner with lower income) if he or she cannot support him/herself without your assistance.

The payment is awarded for the specific time frame (term order) and paid regularly, mostly monthly or for a lifetime (joint lives order) and only stops if:

• You die
• The recipient dies
• Your wife legally remarries. Cohabitation will not affect spousal maintenance.

Spousal maintenance is complicated and expensive. Thus, before signing up for such deals, get professional advice.

How Is Spousal Maintenance Calculated?

Once the court has established the need for spousal maintenance, there are no set formulas to guide you through it. Instead, after consideration, the court will subject this to negotiations and your unique circumstances such as daily commitments, child support expenses, and personal expenses in respect to the amount of money you are earning.

Under term order, the court will request you to regularly remit an agreed amount for a certain period to your ex until she remarries or dies before the end of the agreed time. During this period, the court assumes that the term order will help the recipient to readjust before increasing their income or allow her to live comfortably as you dispose of assets to settle her share at a later date.

During joint lives order, the court expects you to continue sending money to your ex until one of you dies. This may happen if she is unable to work due to taking care of kids, old age or she is disabled.

Is it possible to change the spousal maintenance agreement in the future?

Yes, through a lawyer, any of you can apply for an increase or reduction in spousal maintenance in the future if circumstances change. Here are possible scenarios;

• If your income (payer) reduces
• If your daily expenses increase due to diseases or increased rent
• If you lose a job or are demoted to a lower-income job
• If your ex’s obligations have reduced significantly, for example, she no longer pays rent or children have grown up and are independent
• If your ex finds a new job which can comfortably meet her obligations

Before moving to court, you can discuss spousal maintenance changes with your ex and lawyer through mediation. Don’t forget to include a lawyer to keep things in the record and help bind the new deal if you strike one.

Starting with mediation, in this case, may have fruitful outcomes because the court may not decide in your favour. To terminate maintenance, the court will review available evidence to be reasonably assured the payee will do without the payment.

Ever Heard of Nominal Spousal Maintenance Order?

Other than fixed and lifetime orders, a court may issue a nominal order. The latter is an order to one of the parties to pay the other a small sum which is usually immaterial periodically. This order is for parties with presently sufficient income to cater for their needs, and there are no substantial needs for spousal maintenance.

Typically, the nominal order is granted in favour of the kid’s primary caretaker, and the sole aim of the small sum is to keep the order open to future changes. Some family judges suggest that the nominal order should be frequently reviewed, and if there is a material increase in one party’s expenses, then the order may be ruled in their favour.

If both parents share a child’s custody and care, nominal order payments will be made reciprocally.

A Clean Break or Future Trap?

A divorce decree legally ends a marriage but will not sever financial ties. To some people, this is detrimental since they just want to settle down without worrying about their exes. If you are one of them, then let a family lawyer help you apply for a clean break.

As the name hints, a clean break means ending financial ties with your ex-partner and the order must include financial arrangements and explain how the break will happen.

The quickest way to achieve a clean break is to pay a lump sum or big instalments to your wife in the shortest time possible in what is termed as ‘buying out the financially weaker ex. This is done by calculating the value of matrimonial assets and dividing it into an agreed ratio. You can then deposit your ex’s share and bring an end to your ties.

Alternatively, you can transfer some of the property, such as land, real estate or companies worth an agreed amount. For spousal maintenance, with your lawyer, push for a fixed term order, which you may settle by a few lump sum payments.

The main advantage of a clean break is that if you make any major financial gains, your ex will not legally be able to lay a claim on them.

What Are Some of the Methods My Wife and I Can Use on Agreeing Divorce Settlements?

If you and your ex-partner want to reach a financial settlement for a divorce, here are the basic methods you can use. Chances are you’ll end up using one, or even a couple of them.

Negotiate Between Yourselves

This is often the first step most people take and is usually the best method to agree on parenting arrangements where possible.

After divorce papers, sit down with your ex-partner and work out a fair settlement. There are multiple issues that you need to determine in the process, but the major subjects to focus on when agreeing to divorce settlements include child support and related expenses, custody, alimony or spousal support, and marital asset and liability division.

While this method is amicable and at zero cost, it’s easy to be carried away by emotions. Therefore, to maintain a smooth process, it’s important to take note of the following:

• Focus on interests and not positions

During divorce negotiations or settlement, there’s nothing more important than to remove yourself from positional bargaining. This is the right moment to focus on the key interests you and your spouse are trying to satisfy instead of positions.

A position may include not paying your spouse anything exceeding $2,000 a month in alimony. On the other hand, your spouse may as well take the position that she won’t settle the case for anything less than $3,000. Such may lead to stalemate and eventually no resolution on your spousal maintenance issue or alimony, possibly blowing your entire divorce case into conflict.

• Recognize the other party’s emotions & perceptions

Seek to understand before being understood. If you can’t understand the other partner’s perception, you won’t be able to negotiate your case properly. Usually, it’s emotions and perceptions that lead to a partner agreeing or denying a settlement. Understanding your partner’s perceptions and emotional triggers will help you respond better to perceived reality and resolve the emotional portion of your divorce settlement.

• Control your own emotions

By controlling your emotions throughout the divorce process, you’ll avoid the other party seeing your emotional side since they can learn what the trigger is for you. Sometimes, losing control of your emotions may result in a breakdown in settlement negotiations, leading to increased time and costs.

• Communication is key

Always remember that proper communication and transparency between both parties can lead to an amicable resolution.

Family Mediation

Family mediation can be an effective method of agreeing to divorce property settlements. By working constructively with your ex-partner and approaching the process with the right mindset, you can keep costs and disruption to a minimum.

Family mediation follows a tried and tested process to help you find common ground with your ex-partner by providing impartial advice. A family mediator will meet both of you independently in a Mediation Information and Assessment Meeting (MIAM) before holding joint sessions with your ex-partner. Any agreement is recorded into a Memo of Understanding, which can then be made legally binding.

Family mediation is ideal when communication is difficult between you and your ex-partner and you need a neutral third party to assist.

Divorce Negotiation

Instead of accepting subjective advice from family and friends – who have probably experienced only one divorce first-hand- consider talking to a professional who handles divorce issues regularly.

Here, you make a complete financial disclosure with a summary of the agreement you have attained in principle and arrange a 90-minute meeting with the negotiator. They examine your agreement and ensure you’ve included everything you have to for court. Finally, you all agree on the divorce process and then produce a memo of understanding concerning what you’ve agreed.

Afterwards, you’re allocated a solicitor to manage the divorce or separation agreement.

Divorce negotiation is ideal when you have a basis of an agreement and need it reviewed by a professional.

Shuttle Mediation

In shuttle mediation, the mediator makes arrangements to meet both parties at separate locations or offices. Both partners sit in different rooms, and the information is kept confidential from both parties.

This type of mediation is important in situations where there’s a need to reconcile all statements of each party. Another instance is when intimidation or domestic abuse occurs, and one party feels intimidated by the other. As a result, both parties must provide correct information to the mediator.

Sessions usually last about 2 hours, with the mediator assigning 15 minutes slots for each client.

Collaborative Mediation

Collaborative mediation is another way divorcing spouses can resolve issues without court proceedings. It involves a series of round table meetings, including you, your ex-partner, and respective solicitors.
Each partner separately meets the mediator, after which they arrange a meeting with both parties in the presence of their solicitors. The mediator enables the communication between both sides to aid them in reaching an agreement.

Collaborative mediation is important in situations when one party doesn’t feel like explaining their side in mediation and would like someone to negotiate on their behalf.

Barrister Review

A barrister is a lawyer in common law jurisdictions who specializes in courtroom advocacy and being an independent source of legal advice for clients.

For a barrister review, you and your partner do a full disclosure prior to meeting your family mediator or divorce expert. Issues to be resolved are discussed and information collected during the mediation meeting and prepared before being submitted to a family law barrister with your financial disclosure and other appropriate information.

They will write a report with regards to the law and how it applies to your case, as well as their thoughts on what the court would order for a fair outcome. You then meet the family mediator to discuss the recommendations and agree on the issues.

A barrister review is ideal where you and/or your ex-partner want an expert in family and barrister to give a neutral recommendation. It’s also suitable where you can’t agree on what to do- but do agree that you don’t want to spend more on legal fees.

Hybrid Mediation

Hybrid mediation combines the best of the family and civil mediation models. A hybrid mediator can invite family experts and professionals into the process to assist in dealing with difficult and complex situations, such as valuers, accountants, psychiatrists, solicitors, or other relevant professionals.
Each party meets individually in their own caucus with either of the above-mentioned professionals. The mediator then goes amongst each group, helping them to negotiate an agreement that’s afterwards drafted.

This method of a divorce settlement is ideal when you have intricate circumstances and need professional input on your agreement’s implications or when you’re looking to settle matters quickly.

Mediation sessions normally last up to 2 hours each. But if sessions are well prepared for, and documentation and information are to hand, then it’s possible to set aside the entire day for mediation, with the aim to achieve a settlement at the end of that particular day.

What Is the Cost of Divorce and Financial Consent Order?

After scouring the internet comparing different wedding costs, it may seem pessimistic to talk about divorce. But it happens, and you don’t need to worry about the past; focus on the future by knowing how much you will spend on divorce.

On average, you will spend around £15 K on divorce. If done with a qualified lawyer, you may end up paying way less. How is this divorce cost distributed?

The standard court fee is around £550. This is the cost of processing divorce petitions and includes Decree Absolute charges. Though this sounds like someone’s weekly wage and unaffordably high, the UK has provisions for low-income earners and people on certain government benefits. If you are one of them, you can request for remission of the fee.

Financial Consent Order

If you want a court to decide on a property division dispute, you must pay for a financial consent order which is usually around £53. This will make the order legally binding.

Financial consent orders involve much paperwork and require sharp-minded lawyers. Hiring a solicitor will cost anywhere from £500 to £5000 with a wide room for negotiation. After all, the solicitor is here to serve you. Just present your issues, and they will be acted upon.

Child Arrangement Order

When divorcing, never let kids be caught in the middle of your rifts (if there are any) using a child arrangement order. The order is pretty straightforward and defines the role of each parent in child care. However, you will spend around £250 on court fees.

Get the Best Help During a Divorce Settlement

A divorce settlement is a complicated process, and you may lose valuable time, assets, and dignity if you don’t know what you are doing. A family solicitor at Austin Kemp will direct you on how to approach settlement issues through mediation, what court orders mean, and how to protect your non-matrimonial assets.

 

Frequently asked questions

What are the legal guidelines regarding spousal support and alimony payments in a divorce settlement?

In England, spousal support and alimony payments are known as maintenance payments. There is no set formula for calculating maintenance payments, but the court will consider the needs of the receiving party and the paying party’s ability to meet those needs. The court will also consider the duration of the marriage and the standard of living enjoyed by the parties during the marriage. Maintenance payments may be paid for a fixed period of time or until further order of the court.

Can my wife claim a portion of my retirement savings or pension plan in a divorce?

Yes, your wife may be entitled to a portion of your retirement savings or pension plan. The court will consider all assets and income when dividing marital property and assets. The court will take into account the length of the marriage, contributions made by each party, and the needs of each party. It is important to seek legal advice from a qualified solicitor to ensure that your pension rights are protected during divorce proceedings.

What factors are considered when determining the division of marital property and assets?

The court will consider a range of factors when determining the division of marital property and assets, including the length of the marriage, contributions made by each party, the needs of each party, and the welfare of any children. It is important to seek legal advice from a qualified solicitor to ensure that your rights and interests are represented in the division of assets and property. A skilled solicitor can help you negotiate a fair settlement or, if necessary, represent you in court.

Is my wife entitled to a portion of any business or professional practice that I own or operate?

It is possible that your wife may be entitled to a portion of any business or professional practice that you own or operate, depending on the specific circumstances of your case. The court will take into account factors such as the length of the marriage, contributions made by each party, and the nature and value of the business or professional practice. It is important to seek legal advice from a qualified solicitor to understand your rights and obligations in this regard.

How do child custody and child support obligations factor into a divorce settlement and what rights does my wife have in this regard?

Child custody and child support are often contentious issues in divorce proceedings. The court will consider the best interests of the child when determining custody arrangements, and will take into account factors such as the child’s age, health, and educational needs. Child support payments will be based on the income and resources of both parents, and will be calculated according to a set formula. Your wife has the right to seek custody and child support, and it is important to seek legal advice from a qualified solicitor to ensure that your rights as a parent are protected.

For further information

Useful articles

How to Protect Your Assets When Divorcing in the UK

Financial Agreement Divorce: How to Ensure a Fair Settlement

High Net Worth Divorce Solicitors: Protecting Your Assets During Divorce

Fair Divorce Settlement Examples for High Net Worth Individuals

Forensic accountancy in divorce

Useful websites

https://www.gov.uk/apply-for-divorce

https://www.gov.uk/government/publications/form-d8-application-for-a-divorce-dissolution-or-to-apply-for-a-judicial-separation-order

https://www.advicenow.org.uk/

https://www.advicenow.org.uk/guides/survival-guide-pensions-divorce

https://en.wikipedia.org/wiki/United_Kingdom